Posts Tagged ‘new horizen shangle’

Woodbury MN Hail Damage Roofer

Thursday, September 24th, 2009

Woodbury Hail Damage Roofer

Hail damage roofer in Woodbury, Woodbury roofer, Minnesota roofing contractor

When it comes to hail damage, it seems that different people have different perspectives on the matter. However, there have been studies on hail damage that plagues Minnesota and states all over the country each and every year. Most of these studies are conducted by the insurance companies, which in turn, does result in a different perspective. For instance, you may hear a different definition of hail damage to a roof. This is so money can be saved on the insurance company’s end. This may result in denied insurance claims and the need to have a new roof without any money to pay for it.

Fortunately, this is not the case with all insurance companies. You can call a hail damage roofer in Woodbury and have them inspect the roof and tell you your options so that you can take the information back to your insurance company.

But let’s take a look at what your Woodbury roofer, the manufacturer of your roofing, and the insurance companies have to say about hail damage.

A Minnesota roofing contractor

No matter where you are in Minnesota, whether it is Woodbury MN or elsewhere, a Minnesota roofing contractor will explain to you why it is you need to have hail damaged roofing fixed or replaced as soon as possible. Even if your roof is not leaking now, it may leak in the future.

Some may say that this is just a way for a hail damage roofer in Woodbury to make money, but that’s not true. The idea is to work within your budget so that you can have a leak free roof without having to pay your life’s savings.

The manufacturer

Manufacturers exclude hail damage from their warranties. However, the hail does have to be greater than ¾ of an inch before the warranty is void, but that is a very small size and most hail that impacts Minnesota is larger than ¾ of an inch. In the case of asphalt shingles, it is because hail of that size will remove the granules from the shingle and expose the asphalt bedding. UV rays can then get to the asphalt, as can the weather.

The insurance company

In the case of what the insurance company may say, there are insurance companies that do not define a roof as being damaged by hail unless it has been punctured. Again, this is not the case with all insurance companies. You can learn more about this from your Woodbury roofer. However, the idea is to call your Woodbury roofer and have them inspect the roof after the storm and tell you the extent of the damage.

A hail damage roofer in Woodbury MN can look at your roofing and tell you the difference between hail damage and wear and tear. You can then take the information to your insurance company and see about having part or all of the cost of repair taken care of. If not, the Minnesota roofing contractor will work with you according to your budget.

So to get started, call Berkeshire Exteriors at 763-746-4913 and have your damage assessed immediately.

Hail Claim Denied Woodbury MN

Minnesota Hail Claim Denied

Saturday, March 28th, 2009

Hail Damage Claim DeniedA Minnesota hail damage claim being denied is all too common.

As most know, after the insurance company is contacted a claim is opened, a representative (hail damage adjuster) is dispatched to evaluate hail damage. This is the most important element of each hail damage restoration process. Some insurance companies have inspection methods and use fancy damage-oriented terminology to talk homeowners out of much deserved repair proceeds.

Now, most insurance companies and insurance adjusters in Minnesota are honest and ethical. But unfortunately, all to many of us know of someone who felt shorted by his or her insurance adjuster, or were the only person on the block who did not receive the needed resources for roof replacement. In other words, their hail claim was denied. Now this does not automatically mean dishonesty or ethics were involved, but it sure proves interesting.

We receive many calls from homeowners in this position. Don’t let this happen to you, but call us if it has. When the first hail damage adjuster documents his opinion that the roof needs only minor repairs or the siding’s fade is not relevant, it can be difficult to sway the end result.

However at Berkeshire Exteriors we have a vast library of proven letters and a fast system to initiate needed hail damage claim actions relative to this situation. Some of these are

Change hail damage insurance adjusters and get a fresh damage evaluation.

Re–open a closed hail damage claim and re-establish the flow of repair money.

Arrange for pre-payment on your damages to expedite needed repairs.

Re-negotiate vinyl siding fade determination and delta fade evaluation.

Re-negotiate partial roof replacement determination.

Certainteed New Horizon Shangle re-inspections and accurate hail damage evaluation despite common shingle delamification.

              We are an experienced hail damage restoration and insurance negotiation firm. Let us put our results oriented experience go to work for you. Call us today (763-746-4913) and arrange for a no obligation hail damage consultation. It will include a detailed hail damage evaluation report and a clear action play for you to follow.

              If nothing else, download the valuable report on the left. “8 Things You Must Know Before Selecting A Contractor”, the download page also allows access to our latest report, “9 Things You Need To Know Before You Call Your Insurance Company”. Both of these will save you both time and money!

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