Posts Tagged ‘hail damage roof’

Hail Damage Hopkins MN 5/10/11

Tuesday, May 10th, 2011

Hail Damage in Minnesota May 10th, 2011 - Hail Damage Contractor 763-746-4913

A common question that some people ask is, “Should I replace my roof after a hail storm.” However, there are other thoughts that run through the minds of people that include “my roof held up nicely during that storm” or “the damage couldn’t be that bad.” All of these have some sort of fallacy to them.

First of all, you do not necessarily have to replace your roof after a hail storm. Yes, some people will have to, but you may not have to. Second of all, a roof may appear to hold up nicely during a storm, but the truth is that it may have damage that you can’t spot immediately. Third, it is not a good idea to underestimate how bad potential damage may be.

Hail Damage Roofing Contractor Hopkins MN | Hail Damage Hopkins MN 763-746-4913

Knowing the truth

If you want to know the truth, then the best thing to do is call a Minneapolis roofing contractor to evaluate the situation. There are a number of things that can go wrong with your roof during a hail storm. Here is a rundown of what can occur:

Mineral granules can be lost and they are very important in the health of your shingles. The areas of granule loss also help in identifying where damage has occurred on your roof.

When shingles are pelted by hail, the life of those shingles is automatically shortened. Hail can take the life of a shingle much faster than normal wear and tear that takes way the granules.

When the shingles are not taken care of as soon as the damage is noticed or soon after, further damage can occur over time, causing extensive damage to your home in other areas. Instead of Minnesota hail damage repair, you may have to have a large portion or your entire roof replaced.

Minneapolis hail damage roofing

If you currently have an old roof, having new and more flexible shingles placed onto your roof can help avoid costly repairs in the future. That is why after a hail storm you want to make sure you have a Minneapolis roofing contractor inspect your roof after each storm. However, you may wish to inspect your roof yourself directly after the storm. That way if you see damage yourself, you will know the urgency of the situation.

And keep in mind that your gutter system is also a part of your roofing in that your gutters take water away from your roof, which protects it. Hail can do major damage to your gutters, so they need to be inspected as well.

So know that although things look okay, they may not be okay. And to avoid damage in the future, Minneapolis hail damage roofing contractors can help you to take preventive measures and also repair any damage that has occurred in the past before it becomes something worse.

To have your roof looked at today and/or have your hail damaged roof repaired, call an experienced Minneapolis roofing contractor. You can call Berkshire Exteriors at 763-746-4913 and have the problem taken care of as soon as possible. CALL NOW 763-746-4913.

Tags: hail damage claim denied, hail damage roof, hail damage roofing contractor
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Hail Damage MN July 17, 2010 – Winning Claim Process

Saturday, July 17th, 2010

Collecting For Hail Damage in Minnesota – July 17,2010

Hail damage claims in Minnesota are one of the most common types of insurance claims. What does this mean for you? A major disadvantage – your insurance company is better prepared to overcome the choice to replace your roof, siding, windows etc. Because insurance companies have years of experience in this process, your insurance company has a well developed plan of attack to minimize your settlement.

If there is obvious damage like holes or dents the process is certainly smoother. But in most cases, hail damage is not cut and dry. More often than not the decision to replace a roof comes down to the judgment call of an insurance adjuster. One thing is certain, once the adjuster decides you have little or no damage, it’s difficult to change his or her mind. To overcome this, one requires a deep understanding of the physics of hail. Specifically the wind effects on hail, general direction of the storm, size of hail stones, and relative hardness of hail stones. Below is a basic outline to follow if you are not sure how to begin your hail damage claim process if you’re not sure what to do. If you are beyond this stage, simply use this info as a quick checklist.

Find your insurance policy.
Find the Declarations Page, and find the heading Forms and Endorsements. Review your specific policy details for wind and hail damage. Make note of your claims hotline phone number.

Report the loss.
Call the claim hotline – and have the date and time of the storm ready, along with the general areas you have damage.

Preserve the important evidence.
If possible, gather and save anything can prove important details, such as the size of hail stones. We recommend saving and freezing these just in case. Fallen tree limbs, wind driven debris is also good to accumulate to help justify damages found after clean-up.

Take photos of your property in its worst condition.
Before you clean up, take photos the mess. Take them with perspective of evident markings. Take close up photos of the debris and damage. Have two sets of prints made, the adjuster will probably take one with them.

Arrange for temporary repairs if needed.
Take the needed steps to prevent further damage or water intrusion to your property. Your insurance company will compensate you for this, as its more than likely a requirement of your insurance policy. Take every measure to temporarily repair major damage to your home. Save receipts and documentation to receive compensation.

Keep track of your time and expenses.
Keep receipts and records of your time and money spent on the clean up and or temporary repairs.

Select a qualified storm damage restoration company.
Obtain a written inspection and ask for their help and commitment through the entire process. A local experienced hail damage firm has been through the process many times before, look for company with knowledge, resources and experience in specifically handling insurance claims.

We know claims – call for honest, professional hail damage claim management. (763) 746-4913

Tags: andover roofing contractor, hail damage claim denied, hail damage roof, hail damage roofing contractor
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Hail Damage Minnesota July 17, 2010 – Now what?

Saturday, July 17th, 2010

Hail Damage July 17, 2010

A Minnesota hail damage claim being denied is all too common.

As most know, after the insurance company is contacted a claim is opened, a representative (hail damage adjuster) is dispatched to evaluate hail damage. This is the most important element of each hail damage restoration process. Some insurance companies have inspection methods and use fancy damage-oriented terminology to talk homeowners out of much deserved repair proceeds.

Now, most insurance companies and insurance adjusters in Minnesota are honest and ethical. But unfortunately, all to many of us know of someone who felt shorted by his or her insurance adjuster, or were the only person on the block who did not receive the needed resources for roof replacement. In other words, their hail claim was denied. Now this does not automatically mean dishonesty or ethics were involved, but it sure proves interesting.

We receive many calls from homeowners in this position. Don’t let this happen to you, but call us if it has. When the first hail damage adjuster documents his opinion that the roof needs only minor repairs or the siding’s fade is not relevant, it can be difficult to sway the end result.

However at Berkeshire Exteriors we have a vast library of proven letters and a fast system to initiate needed hail damage claim actions relative to this situation. Some of these are

Change hail damage insurance adjusters and get a fresh damage evaluation.

Re–open a closed hail damage claim and re-establish the flow of repair money.

Arrange for pre-payment on your damages to expedite needed repairs.

Re-negotiate vinyl siding fade determination and delta fade evaluation.

Re-negotiate partial roof replacement determination.

Certainteed New Horizon Shangle re-inspections and accurate hail damage evaluation despite common shingle delamification.

We are an experienced hail damage restoration and insurance negotiation firm. Let us put our results oriented experience go to work for you. Call us today (763-746-4913) and arrange for a no obligation hail damage consultation. It will include a detailed hail damage evaluation report and a clear action play for you to follow.

If nothing else, download the valuable report on the left. “8 Things You Must Know Before Selecting A Contractor”, the download page also allows access to our latest report, “9 Things You Need To Know Before You Call Your Insurance Company”. Both of these will save you both time and money!

Tags: hail damage claim denied, hail damage roof, hail damage roofing contractor
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Hail Damage Minnesota July 17, 2010 – Winning Insurance Claim Process

Thursday, June 17th, 2010

Hail Damage Claims June 17, 2010 – Call 763-746-4913 for clear advice on what to do before you call your insurance company.

Hail damage claims can sometimes be a very ambiguous process. One insurance adjuster may show and fund a claim and loosen the purse strings, when the next one may come out and find every reason not to. Words like “mechanical damage, delamification, defect, blisters is commonly what they hide behind. What should the strategy be, not knowing which adjuster will show up?

How to negotiate roof repair claims MN is a fascinating concept. Why does one homeowner get a roof replacement settlement by their insurance company and another next door not? Are certain insurance companies more liberal than other? These are common questions asked in the Minnesota storm season. Here is something to note.

All insurance adjusters are not the same. Some are local staff adjusters, and some are independent national adjusters contracted to adjust claims when local claim adjuster resources are exhausted. The two differ greatly. Generally speaking, local claims adjusters are salaried employees of the insurance company, with a broader license for automotive, fire, property and casualty claims. Local adjusters tend to be more conservative when adjusting damage, and are more likely to pay for repairs than replacement. Conversely, independent adjusters tend to be paid a commission or percentage of the damage they find, and are more liberal in their adjusting decisions. Independent adjusters seem to be more knowledgeable specifically in hail and wind damage identification as their focus. No worry -

For a no hassle conversation with Minnesota’s leading (proven by unmatched insurance funding numbers when claims negotiated his way ) Haag Certified Roof Inspector call 763-746-4913. You will be given a clear process to maximize your claim, a no BS approach in preparing your call to the insurance company, and the proven language to use with the adjuster that will set the stage for maximum insurance funding.

Unrealistic expectations are another reason for frustration. Do you want to know if you have legitimate hail damage? Are you at a point where you need honest info and a path to follow moving ahead?

Give us a call. You will be rewarded with a professional and polite approach. We call a spade a spade. We will not hesitate to send our staff Haag Engineering Certified Roof Inspector MN to evaluate your situation if needed, and give you good information about your hail damage situation. Call Berkeshire Exteriors (763) 746-4913

Tags: 2010, Hail Damage MN June 17, hail damage roof, hail damage roofing contractor, Minnesota roofing contractor
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Hail Damage Repair June 2010 Minnesota

Thursday, June 17th, 2010

Minnesota hail damage repair, Minneapolis roofing company, roof replacement in Minnesota

Minneapolis Storm Damage

When a severe hail storm blow through Minnesota, the first question a homeowner may ask is, “should I replace my roof?” The answer to this question is that you may not have to as long as you’re dealing with the right Minneapolis roofing company.

You see, just as hail comes in all different shapes and sizes, the damage occurs in all different shapes and sizes. It may also be sporadic in that hail hit your roof all over, but only certain areas sustained damage. If that’s the cause, then Minnesota hail damage repair should be enough to take care of the issue.

However, when the damage is too extensive to just repair spots, then roof replacement will be needed

Roof replacement Minneapolis

Roof replacement in Minnesota is something that many have had to do. They either do it because they’ve had to deal with extensive hail damage or they have done it because their roof is old and they want to avoid having to contend with severe hail damage.

You see, Minneapolis hail damage can become so severe that a roof can literally become punctured. This means that the hail can penetrate through the plywood that is underneath your shingles. In this case, you have more than just roofing to replace, but a piece of the top of your home. How this damage occurs depends on the pitch and the slop of your roof. If the impact is direct, then there is a good chance that damage will occur. If the impact is not direct and the hail “skims” or “deflects” off of the roof based on its slope, there is a possibility that there won’t be as much damage. Wind also plays a role in this. If the wind is blowing the hail, that can have an impact on how it hits your roof and how much damage it causes.

But no matter whether you’re told you need total roof replacement or that you simply need repairs, you will need to consult with your insurance company regarding what your policy says about hail and see how your insurance company defines hail damage. Some do not define hail damage as true hail damage unless the roof has been punctured in some way.

Roof repair MPLS

Of course roof repair is going to be cheaper than completely repairing your roof. A Minneapolis roofing company will tell you whether you can get by with a repair. If you can, you may still wish to consult with your insurance company and see what you can have done. You may be able to receive full or partial coverage for your damage. No matter the outcome, Minnesota hail damage repair can be done in the way that best fits your particular budget. Simply tell your Minneapolis roofing company what you can and cannot afford. You can only work with what you have, so make sure you have as many options reviewed with you as possible.

In order to get started in determining whether or not you need your roof replaced, call Berkeshire Exteriors at 763-746-4913 so that you can receive a fair estimate and opinion about what needs to be done to make your roof right again.

Get your Free Hail Damage Special Report “9 Critical Things You Must Know Before You Call Your Insurance Company”

Call today for a complementary, comprehensive hail damage consultation. Call the trusted local Minneapolis Roofing Company ~ (763) 746-4913.

Tags: hail damage roof, hail damage roofing contractor, minneapolis roofing contractor, Minnesota roofing contractor
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Hail Damage Insurance Process MN June 2010

Thursday, June 17th, 2010

Storm Damage Insurance Process MN

Storm Damage Claims MN, and Hail Damage MN Claims in Minnesota are one of the most common types of insurance claims. What does this mean for you? A major disadvantage – your insurance company is better prepared to overcome the choice to replace your roof, siding, windows etc. Because insurance companies have years of experience in this process, your insurance company has a well developed plan of attack to minimize your settlement.

Hail Damage Roofing Contractor MN
If there is obvious hail damage like holes or dents the process is certainly smoother. But in most cases, hail damage is not cut and dry. More often than not the decision to replace a roof comes down to the judgment call of an insurance adjuster. One thing is certain, once the adjuster decides you have little or no damage, it’s difficult to change his or her mind. To overcome this, one requires a deep understanding of the physics of hail. Specifically the wind effects on hail, general direction of the storm, size of hail stones, and relative hardness of hail stones. Below is a basic outline to follow if you are not sure how to begin your hail damage claim process if you’re not sure what to do. If you are beyond this stage, simply use this info as a quick checklist.

Find your insurance policy.

Find the Declarations Page, and find the heading Forms and Endorsements. Review your specific policy details for wind and hail damage. Make note of your claims hotline phone number.

Report the loss.

Call the claim hotline – and have the date and time of the storm ready, along with the general areas you have damage.

Preserve the important evidence.

If possible, gather and save anything can prove important details, such as the size of hail stones. We recommend saving and freezing these just in case. Fallen tree limbs, wind driven debris is also good to accumulate to help justify damages found after clean-up.

Take photos of your property in its worst condition.

Before you clean up, take photos the mess. Take them with perspective of evident markings. Take close up photos of the debris and damage. Have two sets of prints made, the adjuster will probably take one with them.

Arrange for temporary repairs if needed.
Take the needed steps to prevent further damage or water intrusion to your property. Your insurance company will compensate you for this, as its more than likely a requirement of your insurance policy. Take every measure to temporarily repair major damage to your home. Save receipts and documentation to receive compensation.

Keep track of your time and expenses.
Keep receipts and records of your time and money spent on the clean up and or temporary repairs.

Select a qualified storm damage restoration company.

Obtain a written inspection and ask for their help and commitment through the entire process. A local experienced hail damage firm has been through the process many times before, look for company with knowledge, resources and experience in specifically handling insurance claims.

Get our FREE Report on the left – Critical Things To Know BEFORE You Call Your Insurance Company.

Roofing MN | Hail Damage 6/17/2010 MN | Storm Damage 6/17/2010 in Minnesota

Tags: hail damage roof, hail damage roofing contractor, roofing contractor mn
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Twin Cities Hail Damage Roofer

Thursday, September 24th, 2009

Twin Cities Hail Damage Roofer

Twin Cities hail damage, hail damage roofer in the Twin Cities, Minnesota roofer

What truly constitutes hail damage? This is a good question because there are so many different variations of hail damage. Some don’t consider it damage unless there are holes in a roof. Some consider it damage if there is the slightest dent in the roofing. Nevertheless, it is important to note that anything that compromises the quality of your roofing is damaged. If it is dented, scratched, or punctured, that is not good. Your hail damage roofer in the Twin Cities will tell you this.

Let’s take Asphalt shingles in Minnesota, for example. They are the most commonly used type of roofing because of their affordability and they are aesthetically appealing to your home. However, they can take on an amazing amount of damage due to a hail storm.

The parts of an asphalt shingle

When Twin Cities hail damage happens, there are different parts of the shingle that can be compromised. Those parts are the granules that protect the asphalt from UV and weather damage. The asphalt is also backed by a fiber glass backing.

Each part of the shingle is very important. For instance, the fiber glass backing may be on the bottom, but it is designed to make the asphalt mat last longer. And not only do the granules look nice and protect the asphalt, but they are also fire resistant. That way if your neighbor’s home catches fire, you have a lesser chance of your roof catching fire. But if you have areas on your roof that are missing those important granules because of hail damage, your fire risk increases.

Furthermore, when you have granules missing, the UV rays and the elements simply wear on those shingles. Eventually they are no good and you may experience leaks. This can cause the plywood under the shingles to become weak from saturation and can cause an even bigger roofing issue that will be more expensive. A Minnesota roofer can come to your home to prevent this as long as you call after a hail storm occurs.

This shows how even the slightest alteration in your shingles can result in long term problems that you don’t know about until it is too late.

The size of hail

The size of the hail also plays a very important role in how much damage occurs to your shingles. Most manufacturers state that the warranty is void if hail larger than ¾ of an inch strikes the roof and damages it. This is because the manufacturers truly can’t control hail and it would not be economically feasible for them to fit the bill for it every time hail hits the Twin Cities or any suburb in Minnesota. However, you can call a hail damage roofer in the twin cities and take their assessment to your insurance company.
To get started, call Berkeshire Exteriors to take care of your hail damage now. It doesn’t matter the size of the hail or how long ago it occurred. The sooner you call, the better off your roof and your home.

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Tags: hail damage roof, hail damage roofing contractor, roofing contractor mn
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Wind Damage Roof MN

Sunday, August 9th, 2009

Wind Damage Repair MN

Minnesota hail proof roofs, hail proof roof in Minnesota, Minnesota roof repair, Minnesota roofer

Do You Offer Hail Proof Roofs?

Hail storms are vicious. Since 1980, there have been approximately 3,000 hail storms recorded per year around the country. Minnesota definitely gets its fair share of that 3,000. And amongst that 3,000 are cars, farms, homes, and various other items that are extremely damaged by these forceful storms.

But what seems to plague most people is damage to their roofs. This damage can range from minor bruising of the shingles to holes in the shingles and even the plywood underneath the shingles. So this brings about the question of whether or not there are Minnesota hail proof roofs?

Hail proof?

There are different classes of roofs. These classes range from 1 to 4 with 4 being the highest class. When you talk to Berkeshire Exteriors, ask about class 4 roofs and how to have a class 4 placed on your home so that you can better withstand the hail damage MN.

But the truth is that there is no roof that is fully hail proof. The manufacturer will set a limit on how large the hail can be before the warranty is void. Once the warranty is void, you will not be able to make a claim to the manufacturer. However, you do have a Minnesota roofer that will work with you, despite the fact that Minnesota hail proof roofs do not exist.

So what does this mean?

This means that there is not a single hail proof roof in Minnesota. Despite the fact that some manufacturer’s will advertise that their roofing is hail proof, it is time to be realistic.

Take this into consideration: If hail the size of golf balls comes down, can you expect anything in its path to not be damaged? Look at the trees in the vicinity and see how the hail damages the trees. If the trees can’t withstand it, then perhaps a roof may not either. However, the roof may do a little better.

Questions to ask a Minnesota roofer

When you call Berkeshire Exteriors, ask anything you feel is important. For the different types of roofs, you may want to ask:

•   What is the best protection I can get?
•   What is the largest hail that the different roof classes can handle?
•   What is the cost per class?
•   How long will the process take?

And you can see if a simple repair will suffice before making the big decision to replace your entire roof. That is certainly a big investment, especially if your insurance will not cover the damage or will not cover it in its entirety. This does occur sometimes, so be sure you know your insurance policy and what it says about hail damage. Different insurance companies define hail damage differently.

So give Berkeshire Exteriors a call at 763-746-4913 to hail proof your roof as much as possible. Although you may not be able to protect your roof 100%, you should be able to come quite close with the right kind of roofing. All you have to do is ask.

Don’t consult just anyone with a truck and ladder claiming to be a roofing expert, trust and consult a decorated Minnesota Roofing Contractor, and a local Hail Damage MN expert. Consult Berkeshire Exteriors today. (763) 746-4913

See Our Work
Hail Damage Photos

Tags: hail damage roof, plymouth roofing contractor, roofing contractor mn
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Hail Damage MN | Hail Contractor MN

Friday, July 31st, 2009

Hail Damage MN – Hail Contractor in MN

Hail damage mn roof inspections are happening around the Twin Cities these days. Much like the last several years, the summer storm season has produced hail damage throughout the metro. But here is something you may not consider if you are faced with the feeling and perhaps the saved hail in your freezer as a keep sake.

Have a hail damage mn from a reputable restoration company evaluate the scope of your damage before an insurance adjuster arrives. This is important for two primary reasons. First, a person whom looks at hail damage regularly can see things that others cannot. Some damage is obvious, some is not. Second, a contractor will know the approximate cost of the needed repairs and that written data can be cross referenced with the insurance adjusters estimate. Often times hail damage adjusters are from out of state and not as familiar with local labor costs, construction methods and local construction codes.

Equally significant, know your current home mortgage information and other primary lien holders against the damaged property. The adjuster will ask this, and cross reference the info you give with what is on record at the insurance company. If they don’t have the most recent or correct information, a check to begin the repairs may be written with the wrong lender as an endorsee. Imagine the headache of trying to get a signature on a check at a location your no longer on record or no longer in their system of borrowers. Also, a mortgage not current can also slow the payment process.

Have Berkeshire Exteriors on your hail damage speed dial. You will receive the helpful guidance you seek through the process of storm damage restoration.

Hail Claim Denied MN

Hail Damage Roof Inspector

Tags: haag certified roof inspector, hail damage roof, hail damage roofing contractor
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How To Negotiate Roof Repair Claims MN

Friday, July 31st, 2009

How to negotiate roof repair claims is a fascinating concept. Why does one homeowner get a roof replacement settlement by their insurance company and another next door not? Are certain insurance companies more liberal than other? These are common questions asked in the Minnesota storm season. Here is something to note.

Unrealistic expectations are another reason for frustration. Do you want to know if you have legitimate hail damage? Are you at a point where you need honest info and a path to follow moving ahead?

Give us a call. You will be rewarded with a professional and polite approach. We call a spade a spade. We will not hesitate to send our staff Haag Engineering Certified Roof Inspector to evaluate your situation if needed, and give you good information about your hail damage situation. Call Berkeshire Exteriors (763) 746-4913

Hail Damage Claim Denied
Hail Damage Repair Services

Tags: hail damage claim denied, hail damage roof, hail damage roofing contractor
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Holdingford MN Hail Damage Help

Tuesday, July 14th, 2009

Hail Damage hits Holdingford MN hard July 14th 2009.

Hail damage claims are one of the most common types of insurance claims in MN. What does this mean if you were in the path of the Holdingford Hail Storm? A major disadvantage – your insurance company is better prepared to overcome the choice to replace your roof, siding, windows, etc., because insurance companies have years of experience in this process. Your insurance company has a well developed plan of attack to minimize your settlement. Don’t let this happen to you!

If there is obvious damage like holes or dents to your homes exterior the process is certainly smoother. But in most cases, hail damage is not cut and dry. More often than not the decision to replace a roof comes down to the judgment call of an insurance adjuster. One thing is certain, once the adjuster decides you have little or no damage, it’s difficult to change his or her mind.

To overcome this, one requires a solid understanding of the physics of falling hail stones. Specifically the wind effects of falling hail, hail directional patterns, size of hail and hail stone damage thresholds, and relative hardness of hail stone impacts. Berkeshire Exteriors is unique in that we hold industry specific engineering certifications in hail damage restoration and identification.

As a reputable MN Hail Damage Contractor, we currently have hail claim specialists in Holdingford MN, and are ready to help our fellow Minnesota residents navigate the hail damage mn claim process.

Tags: haag certified roof inspector, hail damage roof, hail damage roofing contractor
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Hail Claim Denied Trade Secrets

Monday, July 6th, 2009

Sometimes a denied hail claim in MN is appropriate, and sometimes it isn’t. A denied storm damage claim in Minnesota is a good reason to locate a local company that has a system of managing a denied claim, and a specific action plan to honestly and professionally evaluate your individual circumstances for merit. Most hail damage claim denials are made verbally. You are seeking payment for damages incurred – the adjuster says no. There are also certain instances where coverage is limited, which again is usually stated verbally – in other words a storm damage claim denial or partial denial.

Here are a few industry trade secrets. Expressed another way, here is a sneak peek into to some insurance adjusters “hidden “agendas. For additional specific hail claim denied strategies, call us for a no obligation conversation to get the ball rolling.

Whether it is an independent adjuster or staff adjuster, their game plan is to close your claim quickly for the least amount of money and still make you feel satisfied. Here is an adjusters typical “hidden” agenda.

Gain the homeowners trust quickly.

Try to inspect and settle the claim, before the homeowner gets a contractors estimate.

Avoid agreeing to match the shingles when partially repairing or only patching a roof.

Try not to pay for all venting and roofing system components.

Pay to clean or repair items instead of replacing them.

Inspect as many homes per day as possible.

Pay the least amount the homeowner is willing to accept.

If the homeowner is not happy, try to compromise on some fronts, avoiding a full payout.

Use fancy verbiage to confuse or industry lingo to overwhelm the insured with useless details.

Many adjusters are wonderful representatives of insurance companies. Honest, ethical, and very good at that they do in terms of consistently evaluating damage for exactly what it is. Some however, have a hidden agenda. Don’t settle for a denied claim, we will help you determine if your claim has merit. Trust a company with a plan. Trust Berkeshire Exteriors.

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Hail Damage Claim Denied

Tags: haag certified roof inspector, hail damage claim denied, hail damage roof
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Minnesota Hail Damage Blog

Friday, July 3rd, 2009

Blog postings about Minnesota Hail Damage and Minnesota storm damage restoration.

Visit our Minnesota Hail Damage blog. It offers rich hail damage and insurance restoration industry information, written and expressed by the first certified Haag Certified Roof Inspector in Minnesota. The information posted is extremely useful when faced with a hail damage claim circumstance, and is unmatched in its industry insight, credibility, and depth of information. Not just fancy buzzwords, but real industry information that can be used by people that have homes and or buildings damaged by Hail Damage in Minnesota.

Minnesota Hail Damage Blog

Tags: haag certified roof inspector, hail damage blog, hail damage roof, hail damage roofing contractor
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Hail Damage Roof MN

Friday, July 3rd, 2009

Hail damage to roofs in Minnesota proves to be an unfortunate regularity. Hail Damage Roof MN is something folks in Minnesota know all too well.

Having knowledge of key concepts before you call your insurance company to file a hail claim MN can save time, add credibility, and reduce headaches. Having an approach to organize key documentation can also be useful at key times throughout the hail damage restoration system. Knowing important concepts will be valuable as you navigate your way through the hail damage claim process.

Know the exact storm date and approximate time your home or business incurred the storm damages. Your insurance company will ask you this, so it’s handy to have it written down when you call. Also have a general idea of what has damage. You will be asked to name the general areas that you have hai damage or wind damage, like the roof, siding, gutters etc. Equally significant, it’s smart to mention both wind and hail damage as this information will appear on your insurance adjuster’s service sheet. This tends to yield a more detailed and careful evaluation by your adjuster due to wind damage being less evident, and harder to identify quickly.

Berkeshire Exteriors is a Minnesota Roofing Contractor based in the Twin Cities. Each year, hundreds of Minnesota homeowners realize the benefits of working with us on their roof replacement project. It would be our pleasure to demonstrate our capabilities and show you how our unique roof replacement systems will benefit you in replacing your roof. We are happy to schedule a complimentary quick roof evaluation when it’s convenient for you and your schedule, not ours. We are ready to meet any roofing challenge you face and will make your roof replacement project easy!

See Our Work

Tags: hail damage claim denied, hail damage roof, hail damage roofing contractor, roofing contractor mn
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Hail Damage Claim Denied MN

Friday, May 15th, 2009

Hail Damage Claim Denied MN

Having a hail damage claim denied in MN is commonly one thing: FRUSTRATING! When false expectations are given, or when an unscrupulous contractor proclaims a hail damage claim check a “done deal”, frustrating is the word I hear most from homeowners not knowing what to do next. Or those not knowing who to believe.
Here is my take… Hail damage insurance claims are relatively predictable, in terms of claim payment or not. By that I mean that if certain conditions apply, it is highly likely an insurance adjuster will fund the claim. If certain conditions do not apply, it proves not likely that a claim will be funded. Having a solid understanding of these conditions is my skill. Demonstrating these conditions to insurance adjusters is my specialty.

So what’s the best angle if a claim is originally denied? Have your roof looked at by a HAAG Certified Roof Inspector. If your claim goes to arbitration, HAAG hail damage standards are the measuring stick. A HAAG Certified Roof Inspector will be able to quickly determine if the damage meets the threshold for composition shingle damage. You will know if your claim has merit or not. Knowing if your homes damage is legitimate is vital to whole process and re-opening a closed claim.

If your hail damage claim has been denied, call me. (763) 746-4913 I will provide a detailed report on what has damage and what does not. You will know in true form if your hail claim has merit.

Chris Olson is the co-owner of Berkeshire Exteriors MN. He specializes in Hail Damage Identification and insurance adjuster and adjustment negotiations. His professional and detailed approach to managing insurance adjuster inspection yields consistent results. He is often selected by insurance companies to make the final decision on hail damage arbitration cases. He offers his Haag Engineering Certified Roof Inspector credentials exclusively clients of Berkeshire Exteriors.

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Minnesota Hail Damage Repair

Tags: hail damage claim denied, hail damage roof, hail damage roofing contractor, mn hail damage
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Minnesota Hail Storm 2008

Wednesday, April 8th, 2009

In 2008, Minnesota was hard hit by hailstorms, severe thunderstorms, even a devastating tornado in Hugo, MN. The intensity of these storms put heavy strains on the hail damage insurance companies serving Minnesota residents, some strains related to accurately adjusting hail damage, timeliness of insurance adjuster appointments and key decisions, and lack of clarity and accuracy of siding fade and siding match-testing results. The 2008 Minnesota hailstorm and storm season was not handled very well in many cases. See MN Hail Claim Denied.

This resulted in a stressful process for many MN homeowners, many of whom have restoration work still left to be completed. It was also unique that the major hailstorms hit later in the season. The resulting longer process of insurance company delays left many homeowners without repairs done through the late fall and winter season.

With spring here on the calendar, and the temperature beginning to warm up consistently, now is the time to reopen the process of insurance restoration. Hail damage repairs should not be overlooked, especially to roofing shingles and other key water shedding components.

Give Berkeshire Exteriors a call. We can re-open your closed claim if you are entitled to additional resources. We have a strategy to provide a change in your insurance adjuster if needed for a fresh opinion. We have proprietary roofing, siding, gutter, window, garage door, and painting teams standing by and ready to begin your restoration process. We can begin your project quickly, and can complete total home restorations in a matter of days.

Call us today! (763-746-4913) We are ready to help!

Hail Damage Process

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Tags: haag certified roof inspector, hail damage roof, hail damage roofing contractor, maple grove hail damage
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MN Roof Damage – Common Minnesota Roof Problems

Friday, April 3rd, 2009

Minnesota roof damage and common Minnesota roof problems are detailed below.

Weathering

Weathering is known as nature’s effect on shingles and weather enhanced deterioration of roofing system components. This includes the expanding and contracting of shingles, irregular loss of shingle granules, and negative effects on a roof’s water shedding ability. With simple maintenance and routine inspections these symptoms can be detected early and prevented from advanced stages. In Minnesota, the need for regular inspections and routine maintenance is magnified due to common seasonal storms, heavy snow loads, extreme temperature and the tendencies of vast temperature swings.

Lack of maintenance

General roof maintenance items include clearing debris from roof valleys and drainage points, checking the integrity of chimneys systems, ensuring silicone adhesion around pipes and flashing, inspecting for curling or clawing of shingles, and ensuring proper attic ventilation. Though roofs are high and often steep, they require basic maintenance much like a lawnmower or furnace. Not every trip up on the roof will reveal any of the prior mentioned problems or others not noted, but roofs should be inspected yearly regardless. If left unattended, problems can snowball into major issues very quickly. CAUTION: Inspecting a roofing system is very dangerous. Contact us for a no obligation roof inspection.

Hail damage

With the regularity of strong thunderstorm s and hail storms in Minnesota, we commonly find storm related damage on many home’s roofing systems. Hail damage reduces the water shedding ability of roofing systems and shortens the life expectancy of shingles. Other storm related damage includes flying debris and the dragging and rubbing effects of windblown tree limbs and branches. Undetected, hail damage and storm damage can cause major water damage and quickly become a major roof problem.

Poor ventilation

Poor attic ventilation is detrimental to the life expectancy and function of roofing systems. Essentially, the temperature of attic spaces should be very close to that of the outside air temperature. This prevents common problems like ice dams, shingle curling, and shingle clawing. If the attic is overly warm or hot in the winter, ice and snow melts too quickly and then re-freezes at the roofs eve. This causes ice damming. Ice and snow should melt at a natural rate. If the attic is overly hot in the summer, it can virtually bake the shingles like cookies on a baking sheet causing curling and clawing. Proper attic ventilation prevents these problems and allows for proper air flow and essential circulation.

Improper shingle installation

Poor shingle instillation is a common roof problem in Minnesota. Some of these commonalities include nails installed improperly on the shingle sealing strip, rubbing and marring from repeated foot traffic, scrapes and scratches from tool dragging, and cuts and scoring from cutting shingles on top of installed shingles.
Contact Us for a no obligation roof inspection.

Tags: haag certified roof inspector, hail damage roof, hail damage roofing contractor, Minnesota roofing contractor, roofing contractor mn
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Minnesota Hail Claim Denied

Saturday, March 28th, 2009

A Minnesota hail damage claim being denied is all too common.

However at Berkeshire Exteriors we have a vast library of proven letters and a fast system to initiate needed hail damage claim actions relative to this situation. Some of these are

Change hail damage insurance adjusters and get a fresh damage evaluation.

Re–open a closed hail damage claim and re-establish the flow of repair money.

Arrange for pre-payment on your damages to expedite needed repairs.

Re-negotiate vinyl siding fade determination and delta fade evaluation.

Re-negotiate partial roof replacement determination.

Certainteed New Horizon Shangle re-inspections and accurate hail damage evaluation despite common shingle delamification.

Lifetime Craftsmanship Warranty™

Tags: hail damage claim denied, hail damage maple grove, hail damage roof, new horizen shangle
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Hail Damage Roofing Contractor

Friday, March 27th, 2009

Berkeshire Exteriors provides Hail Damage Roofing Contractor services to Minnesota residents and Minnesota roofing contractor services throughout the metro area. Minnesota homeowners suffered extensive hail damage last year; areas hit especially hard include Hugo hail damage, Centerville hail damage, and Lino Lakes hail damage. We are now scheduling roofing and siding projects with many homeowners in areas with hail damage that occurred late in the season last year. In many areas like Ham Lake hail damage, and Maple Grove hail damage, many homes still need repairs from late hailstorms last season.

We provide detailed hail damage reports and clean and organized methods of interacting with insurance companies and hail damage insurance adjusters. If your home or business has hail damage repairs you are ready to begin, or your insurance company only compensated you for a portion of your roof or siding and you need guidance, give us a call.

We have talented hail damage consultants ready to assist you. They are ready to answer your questions to help you through the process, and can begin your restoration project in days. If not properly adjusted the first time, we can re-open your closed claim, and quickly arrange for a re-inspection!

Our exclusive Lifetime Craftsmanship Warranty™ backs all hail damage repairs and Minnesota roofing contractor services provided by Berkeshire Exteriors.

Take advantage of the free report that is available to you on the left, “8 Things You Must Know Before You Select A Contractor”, it will save you time and money!

Why Choose Us

Tags: hail damage maple grove, hail damage roof, hail damage roofing contractor, mn hail damage
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