Posts Tagged ‘haag certified roof inspector’

Minneapolis Storm Damage Companies | MPLS Storm Damage

Thursday, September 3rd, 2009

Minnesota hail damage repair, Minneapolis roofing company, roof replacement in Minnesota

Minneapolis Storm DamageWhen a severe hail storm blow through Minnesota, the first question a homeowner may ask is, “should I replace my roof?” The answer to this question is that you may not have to as long as you’re dealing with the right Minneapolis roofing company.

You see, just as hail comes in all different shapes and sizes, the damage occurs in all different shapes and sizes. It may also be sporadic in that hail hit your roof all over, but only certain areas sustained damage. If that’s the cause, then Minnesota hail damage repair should be enough to take care of the issue.

However, when the damage is too extensive to just repair spots, then roof replacement will be needed

Roof replacement Minneapolis

Roof replacement in Minnesota is something that many have had to do. They either do it because they’ve had to deal with extensive hail damage or they have done it because their roof is old and they want to avoid having to contend with severe hail damage.

You see, Minneapolis hail damage can become so severe that a roof can literally become punctured. This means that the hail can penetrate through the plywood that is underneath your shingles. In this case, you have more than just roofing to replace, but a piece of the top of your home. How this damage occurs depends on the pitch and the slop of your roof. If the impact is direct, then there is a good chance that damage will occur. If the impact is not direct and the hail “skims” or “deflects” off of the roof based on its slope, there is a possibility that there won’t be as much damage. Wind also plays a role in this. If the wind is blowing the hail, that can have an impact on how it hits your roof and how much damage it causes.

But no matter whether you’re told you need total roof replacement or that you simply need repairs, you will need to consult with your insurance company regarding what your policy says about hail and see how your insurance company defines hail damage. Some do not define hail damage as true hail damage unless the roof has been punctured in some way.

Roof repair MPLS

Of course roof repair is going to be cheaper than completely repairing your roof. A Minneapolis roofing company will tell you whether you can get by with a repair. If you can, you may still wish to consult with your insurance company and see what you can have done. You may be able to receive full or partial coverage for your damage. No matter the outcome, Minnesota hail damage repair can be done in the way that best fits your particular budget. Simply tell your Minneapolis roofing company what you can and cannot afford. You can only work with what you have, so make sure you have as many options reviewed with you as possible.

In order to get started in determining whether or not you need your roof replaced, call Berkeshire Exteriors at 763-746-4913 so that you can receive a fair estimate and opinion about what needs to be done to make your roof right again.

Get your Free Hail Damage Special Report “9 Critical Things You Must Know Before You Call Your Insurance Company”

Call today for a complementary, comprehensive hail damage consultation. Call the trusted local Minneapolis Roofing Company ~ (763) 746-4913.

Hail Damage MN | Hail Contractor MN

Friday, July 31st, 2009

Hail Damage MNHail Contractor in MN

Hail Damage MNHail damage mn roof inspections are happening around the Twin Cities these days. Much like the last several years, the summer storm season has produced hail damage throughout the metro. But here is something you may not consider if you are faced with the feeling and perhaps the saved hail in your freezer as a keep sake.

Have a hail damage mn from a reputable restoration company evaluate the scope of your damage before an insurance adjuster arrives. This is important for two primary reasons. First, a person whom looks at hail damage regularly can see things that others cannot. Some damage is obvious, some is not. Second, a contractor will know the approximate cost of the needed repairs and that written data can be cross referenced with the insurance adjusters estimate. Often times hail damage adjusters are from out of state and not as familiar with local labor costs, construction methods and local construction codes.

Equally significant, know your current home mortgage information and other primary lien holders against the damaged property. The adjuster will ask this, and cross reference the info you give with what is on record at the insurance company. If they don’t have the most recent or correct information, a check to begin the repairs may be written with the wrong lender as an endorsee.  Imagine the headache of trying to get a signature on a check at a location your no longer on record or no longer in their system of borrowers. Also, a mortgage not current can also slow the payment process.

Have Berkeshire Exteriors on your hail damage speed dial. You will receive the helpful guidance you seek through the process of storm damage restoration.

Hail Claim Denied MN

Hail Damage Roof Inspector

Holdingford MN Hail Damage Help

Tuesday, July 14th, 2009

Hail Damage hits Holdingford MN hard July 14th 2009.Hail Damage MN

Hail damage claims are one of the most common types of insurance claims in MN. What does this mean if you were in the path of the Holdingford Hail Storm? A major disadvantage – your insurance company is better prepared to overcome the choice to replace your roof, siding, windows, etc., because insurance companies have years of experience in this process. Your insurance company has a well developed plan of attack to minimize your settlement. Don’t let this happen to you!

If there is obvious damage like holes or dents to your homes exterior the process is certainly smoother. But in most cases, hail damage is not cut and dry. More often than not the decision to replace a roof comes down to the judgment call of an insurance adjuster. One thing is certain, once the adjuster decides you have little or no damage, it’s difficult to change his or her mind.

To overcome this, one requires a solid understanding of the physics of falling hail stones. Specifically the wind effects of falling hail, hail directional patterns, size of hail and hail stone damage thresholds, and relative hardness of hail stone impacts. Berkeshire Exteriors is unique in that we hold industry specific engineering certifications in hail damage restoration and identification.

As a reputable MN Hail Damage Contractor, we  currently have  hail claim specialists in Holdingford MN, and are ready to help our fellow Minnesota residents navigate the hail damage mn claim process.

Hail Claim Denied Trade Secrets

Monday, July 6th, 2009

Hail Damage Claim DeniedSometimes a denied hail claim in MN is appropriate, and sometimes it isn’t. A denied storm damage claim in Minnesota is a good reason to locate a local company that has a system of managing a denied claim, and a specific action plan to honestly and professionally evaluate your individual circumstances for merit. Most hail damage claim denials are made verbally. You are seeking payment for damages incurred – the adjuster says no. There are also certain instances where coverage is limited, which again is usually stated verbally – in other words a storm damage claim denial or partial denial.

Here are a few industry trade secrets. Expressed another way, here is a sneak peek into to some insurance adjusters “hidden “agendas. For additional specific hail claim denied strategies, call us for a no obligation conversation to get the ball rolling.

Whether it is an independent adjuster or staff adjuster, their game plan is to close your claim quickly for the least amount of money and still make you feel satisfied. Here is an adjusters typical “hidden” agenda.

Gain the homeowners trust quickly.

Try to inspect and settle the claim, before the homeowner gets a contractors estimate.

Avoid agreeing to match the shingles when partially repairing or only patching a roof.

Try not to pay for all venting and roofing system components.

Pay to clean or repair items instead of replacing them.

Inspect as many homes per day as possible.

Pay the least amount the homeowner is willing to accept.

If the homeowner is not happy, try to compromise on some fronts, avoiding a full payout.

Use fancy verbiage to confuse or industry lingo to overwhelm the insured with useless details.

Many adjusters are wonderful representatives of insurance companies. Honest, ethical, and very good at that they do in terms of consistently evaluating damage for exactly what it is. Some however, have a hidden agenda. Don’t settle for a denied claim, we will help you determine if your claim has merit. Trust a company with a plan. Trust Berkeshire Exteriors.

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Hail Damage Claim Denied

Blaine MN Roofing Contractor

Sunday, July 5th, 2009

Roofing Contractor Blaine MNBlaine MN Roofing Contractors, Roofing Contractor in Blaine MN

Choosing a Roofing Contractor in Blaine MN is important. Replacing your roof  in Blaine MN can greatly increase curb appeal, enhance important circularity attic venting, and rejuvenate the most important water protection element of your home’s exterior. However, the process of replacing a roof in Minnesota is not simply cut and dry. Many essential elements within the process will either yield a perfectly finished product, or years of roof related problems and troubling circumstances.  The following is a key concept to consider when choosing a Minnesota Roofing Contractor. Need a local and reputable Blaine roofing contractor, give us a call.

Understand who is liable if someone falls off your roof during construction.

Don’t assume laborers carry the needed insurance to protect you if someone falls and gets seriously hurt. It’s true the MN Roofing General Contractor will have at least the required minimum amount of insurance to maintain a license, but nothing is assured in terms of workers performing work on behalf of the Roofing Contractor in Blaine MN. If a hired roofing crew member falls and gets seriously hurt you may be held liable. Roof related falls are rare when proper safety standards are followed, but an inexperienced roofing crew or a dangerous accident can happen at any time. Do not trust just anyone on your roof, especially those not adequately insured.

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Roof Tear Off Blaine MN

Minnesota Hail Damage Blog

Friday, July 3rd, 2009

Hail Damage MN

Blog postings about Minnesota Hail Damage and Minnesota storm damage restoration.

Visit our Minnesota Hail Damage blog. It offers rich hail damage and insurance restoration industry information, written and expressed by the first certified Haag Certified Roof Inspector in Minnesota. The information posted is extremely useful when faced with a hail damage claim circumstance, and is unmatched in its industry insight, credibility, and depth of information. Not just fancy buzzwords, but real industry information that can be used by people that have homes and or buildings damaged by Hail Damage in Minnesota.

Minnesota Hail Damage Blog

Roofing Contractor Minnesota

Friday, July 3rd, 2009

Roofing Contractor MN

Berkeshire Exteriors provides Roofing Contractor Minnesota services to all areas of the metro area. From a quick roof evaluation, to a detailed roof ventilation evaluation, we are here to help. If hail damage is the cause of your roofing problems, trust only an expert in the hail damage restoration field.

Do you need a Minnesota Roofing Contractor? Do you need a new roof?

Understanding that your homes roof is primarily its most important assets, there proves to be many commonalities that indicate it may be time for a roof replacement MN, hail damage MN or otherwise.

Generally speaking, newly shingled roofs should last upwards of 25 years. However, many factors, such as installation techniques, climate, and ventilation, impact the life of your roof. Despite a roof showing indications of deterioration, weathering, or hail damage, a roofing system may not need a total replacement. As a seasoned roofing firm, and with a HAAG Engineer Certified Roof Inspector on staff, we can provide a thorough evaluation of one’s entire roofing system. If you don’t already have a trusted roofing professional, consider Berkeshire Exteriors as yours.

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Minnesota Hail Storm 2008

Wednesday, April 8th, 2009

MN Hail Damage - MN Storm DamageIn 2008, Minnesota was hard hit by hailstorms, severe thunderstorms, even a devastating tornado in Hugo, MN. The intensity of these storms put heavy strains on the hail damage insurance companies serving Minnesota residents, some strains related to accurately adjusting hail damage, timeliness of insurance adjuster appointments and key decisions, and lack of clarity and accuracy of siding fade and siding match-testing results. The 2008 Minnesota hailstorm and storm season was not handled very well in many cases. See MN Hail Claim Denied.

This resulted in a stressful process for many MN homeowners, many of whom have restoration work still left to be completed. It was also unique that the major hailstorms hit later in the season. The resulting longer process of insurance company delays left many homeowners without repairs done through the late fall and winter season.

With spring here on the calendar, and the temperature beginning to warm up consistently, now is the time to reopen the process of insurance restoration. Hail damage repairs should not be overlooked, especially to roofing shingles and other key water shedding components.

Give Berkeshire Exteriors a call. We can re-open your closed claim if you are entitled to additional resources. We have a strategy to provide a change in your insurance adjuster if needed for a fresh opinion. We have proprietary roofing, siding, gutter, window, garage door, and painting teams standing by and ready to begin your restoration process. We can begin your project quickly, and can complete total home restorations in a matter of days.

Call us today! (763-746-4913) We are ready to help!

Hail Damage Process

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MN Roof Damage – Common Minnesota Roof Problems

Friday, April 3rd, 2009

Minnesota roof damage and common Minnesota roof problems are detailed below.

Weathering

Weathering is known as nature’s effect on shingles and weather enhanced deterioration of roofing system components. This includes the expanding and contracting of shingles, irregular loss of shingle granules, and negative effects on a roof’s water shedding ability. With simple maintenance and routine inspections these symptoms can be detected early and prevented from advanced stages. In Minnesota, the need for regular inspections and routine maintenance is magnified due to common seasonal storms, heavy snow loads, extreme temperature and the tendencies of vast temperature swings.

Lack of maintenance

General roof maintenance items include clearing debris from roof valleys and drainage points, checking the integrity of chimneys systems, ensuring silicone adhesion around pipes and flashing, inspecting for curling or clawing of shingles,  and ensuring proper attic ventilation. Though roofs are high and often steep, they require basic maintenance much like a lawnmower or furnace. Not every trip up on the roof will reveal any of the prior mentioned problems or others not noted, but roofs should be inspected yearly regardless. If left unattended, problems can snowball into major issues very quickly. CAUTION: Inspecting a roofing system is very dangerous. Contact us for a no obligation roof inspection.

Hail damage

With the regularity of strong thunderstorm s and hail storms in Minnesota, we commonly find storm related damage on many home’s roofing systems. Hail damage reduces the water shedding ability of roofing systems and shortens the life expectancy of shingles. Other storm related damage includes flying debris and the dragging and rubbing effects of windblown tree limbs and branches. Undetected, hail damage and storm damage can cause major water damage and quickly become a major roof problem.

Poor ventilation

Poor attic ventilation is detrimental to the life expectancy and function of roofing systems. Essentially, the temperature of attic spaces should be very close to that of the outside air temperature. This prevents common problems like ice dams, shingle curling, and shingle clawing. If the attic is overly warm or hot  in the winter, ice and snow melts too quickly and then re-freezes at the roofs eve. This causes ice damming. Ice and snow should melt at a natural rate. If the attic is overly hot in the summer, it can virtually bake the shingles like cookies on a baking sheet causing curling and clawing. Proper attic ventilation prevents these problems and allows for proper air flow and essential circulation.

Improper shingle installation

Poor shingle instillation is a common roof problem in Minnesota. Some of these commonalities include nails installed improperly on the shingle sealing strip, rubbing and marring from repeated foot traffic, scrapes and scratches from tool dragging, and cuts and scoring from cutting shingles on top of installed shingles.
Contact Us for a no obligation roof inspection.

Haag Certified Roof Inspector MN

Tuesday, March 31st, 2009

Hail damage inspections and hail damage evaluations are common buzzwords used by contractors after a significant hailstorm in Minnesota. However, they are not just used as ploys for phone calls or terms I consider catchy, the Minnesota hail damage inspections and hail damage evaluations I provide are accurate and certified.

As a Minnesota Haag Certified Roof Inspector, my primary responsibility is accurately and consistently evaluating the fundamental results of hail damage to Minnesota structures and negotiating these points with insurance adjusters. The hail damage evaluation techniques I use determine two important results of hail damage, both of which tend to be primary reasoning behind an insurance companies decision to replace a roof after falling hail. These are 1) Determining if there is reduction in water shedding ability of the exterior envelope, and 2) Has there been a reduced service life expectancy of exterior materials due to hail stone impact.

When your original insurance adjuster’s opinion is that these conditions do not exist, it a can be hard to sway the end result. In this case, even a re-inspection does not yield a different result. This is why you do not want the insurance adjuster the only expert evaluating your structures damage from the beginning. Consider me the professional you want on your side. I will negotiate with your insurance company on your behalf.

I provide in-depth Certified Hail Damage Inspection Reports, and offer effective action plans for successful insurance claims, even if a hail claim has been denied. If you’re seeking a second option, or simply want an honest and certified storm damage evaluation give me a call. I provide accurate evaluations and fast results.

Upon receiving your Certified Hail Damage Report, you will know if your structures water shedding ability has been abruptly shortened, or your roofs service life expectancy has been jeopardized. Knowing this information and demonstrating this in detail to your insurance adjuster often is the difference between good and bad results. Let me do this for you!

My Minnesota Haag Certified Roof Inspector services are provided at no charge to clients of Berkeshire Exteriors.

I can be reached at 763-746-4913.

Chris Olson
Haag Certified Roof Inspector MN


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