Archive for July, 2009

Hail Damage MN | Hail Contractor MN

Friday, July 31st, 2009

Hail Damage MNHail Contractor in MN

Hail Damage MNHail damage mn roof inspections are happening around the Twin Cities these days. Much like the last several years, the summer storm season has produced hail damage throughout the metro. But here is something you may not consider if you are faced with the feeling and perhaps the saved hail in your freezer as a keep sake.

Have a hail damage mn from a reputable restoration company evaluate the scope of your damage before an insurance adjuster arrives. This is important for two primary reasons. First, a person whom looks at hail damage regularly can see things that others cannot. Some damage is obvious, some is not. Second, a contractor will know the approximate cost of the needed repairs and that written data can be cross referenced with the insurance adjusters estimate. Often times hail damage adjusters are from out of state and not as familiar with local labor costs, construction methods and local construction codes.

Equally significant, know your current home mortgage information and other primary lien holders against the damaged property. The adjuster will ask this, and cross reference the info you give with what is on record at the insurance company. If they don’t have the most recent or correct information, a check to begin the repairs may be written with the wrong lender as an endorsee.  Imagine the headache of trying to get a signature on a check at a location your no longer on record or no longer in their system of borrowers. Also, a mortgage not current can also slow the payment process.

Have Berkeshire Exteriors on your hail damage speed dial. You will receive the helpful guidance you seek through the process of storm damage restoration.

Hail Claim Denied MN

Hail Damage Roof Inspector

How To Negotiate Roof Repair Claims MN

Friday, July 31st, 2009

Hail Damage MNHow to negotiate roof repair claims is a fascinating concept. Why does one homeowner get a roof replacement settlement by their insurance company and another next door not? Are certain insurance companies more liberal than other? These are common questions asked in the Minnesota storm season. Here is something to note.

All insurance adjusters are not the same. Some are local staff adjusters, and some are independent national adjusters contracted to adjust claims when local claim adjuster resources are exhausted. The two differ greatly. Generally speaking, local claims adjusters are salaried employees of the insurance company, with a broader license for automotive, fire, property and casualty claims. Local adjusters tend to be more conservative when adjusting damage, and are more likely to pay for repairs than replacement.  Conversely, independent adjusters tend to be paid a commission or percentage of the damage they find, and are more liberal in their adjusting decisions. Independent adjusters seem to be more knowledgeable specifically in hail and wind damage identification as their focus.

Unrealistic expectations are another reason for frustration. Do you want to know if you have legitimate hail damage? Are you at a point where you need honest info and a path to follow moving ahead?

Give us a call. You will be rewarded with a professional and polite approach. We call a spade a spade. We will not hesitate to send our staff  Haag Engineering Certified Roof Inspector to evaluate your situation if needed, and give you good information about your hail damage situation. Call  Berkeshire Exteriors (763) 746-4913

Hail Damage Claim Denied
Hail Damage Repair Services

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Wednesday, July 29th, 2009

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Holdingford MN Hail Damage Help

Tuesday, July 14th, 2009

Hail Damage hits Holdingford MN hard July 14th 2009.Hail Damage MN

Hail damage claims are one of the most common types of insurance claims in MN. What does this mean if you were in the path of the Holdingford Hail Storm? A major disadvantage – your insurance company is better prepared to overcome the choice to replace your roof, siding, windows, etc., because insurance companies have years of experience in this process. Your insurance company has a well developed plan of attack to minimize your settlement. Don’t let this happen to you!

If there is obvious damage like holes or dents to your homes exterior the process is certainly smoother. But in most cases, hail damage is not cut and dry. More often than not the decision to replace a roof comes down to the judgment call of an insurance adjuster. One thing is certain, once the adjuster decides you have little or no damage, it’s difficult to change his or her mind.

To overcome this, one requires a solid understanding of the physics of falling hail stones. Specifically the wind effects of falling hail, hail directional patterns, size of hail and hail stone damage thresholds, and relative hardness of hail stone impacts. Berkeshire Exteriors is unique in that we hold industry specific engineering certifications in hail damage restoration and identification.

As a reputable MN Hail Damage Contractor, we  currently have  hail claim specialists in Holdingford MN, and are ready to help our fellow Minnesota residents navigate the hail damage mn claim process.

Hail Claim Denied Trade Secrets

Monday, July 6th, 2009

Hail Damage Claim DeniedSometimes a denied hail claim in MN is appropriate, and sometimes it isn’t. A denied storm damage claim in Minnesota is a good reason to locate a local company that has a system of managing a denied claim, and a specific action plan to honestly and professionally evaluate your individual circumstances for merit. Most hail damage claim denials are made verbally. You are seeking payment for damages incurred – the adjuster says no. There are also certain instances where coverage is limited, which again is usually stated verbally – in other words a storm damage claim denial or partial denial.

Here are a few industry trade secrets. Expressed another way, here is a sneak peek into to some insurance adjusters “hidden “agendas. For additional specific hail claim denied strategies, call us for a no obligation conversation to get the ball rolling.

Whether it is an independent adjuster or staff adjuster, their game plan is to close your claim quickly for the least amount of money and still make you feel satisfied. Here is an adjusters typical “hidden” agenda.

Gain the homeowners trust quickly.

Try to inspect and settle the claim, before the homeowner gets a contractors estimate.

Avoid agreeing to match the shingles when partially repairing or only patching a roof.

Try not to pay for all venting and roofing system components.

Pay to clean or repair items instead of replacing them.

Inspect as many homes per day as possible.

Pay the least amount the homeowner is willing to accept.

If the homeowner is not happy, try to compromise on some fronts, avoiding a full payout.

Use fancy verbiage to confuse or industry lingo to overwhelm the insured with useless details.

Many adjusters are wonderful representatives of insurance companies. Honest, ethical, and very good at that they do in terms of consistently evaluating damage for exactly what it is. Some however, have a hidden agenda. Don’t settle for a denied claim, we will help you determine if your claim has merit. Trust a company with a plan. Trust Berkeshire Exteriors.

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Hail Damage Claim Denied

Blaine MN Roofing Contractor

Sunday, July 5th, 2009

Roofing Contractor Blaine MNBlaine MN Roofing Contractors, Roofing Contractor in Blaine MN

Choosing a Roofing Contractor in Blaine MN is important. Replacing your roof  in Blaine MN can greatly increase curb appeal, enhance important circularity attic venting, and rejuvenate the most important water protection element of your home’s exterior. However, the process of replacing a roof in Minnesota is not simply cut and dry. Many essential elements within the process will either yield a perfectly finished product, or years of roof related problems and troubling circumstances.  The following is a key concept to consider when choosing a Minnesota Roofing Contractor. Need a local and reputable Blaine roofing contractor, give us a call.

Understand who is liable if someone falls off your roof during construction.

Don’t assume laborers carry the needed insurance to protect you if someone falls and gets seriously hurt. It’s true the MN Roofing General Contractor will have at least the required minimum amount of insurance to maintain a license, but nothing is assured in terms of workers performing work on behalf of the Roofing Contractor in Blaine MN. If a hired roofing crew member falls and gets seriously hurt you may be held liable. Roof related falls are rare when proper safety standards are followed, but an inexperienced roofing crew or a dangerous accident can happen at any time. Do not trust just anyone on your roof, especially those not adequately insured.

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Roof Tear Off Blaine MN

Minnesota Hail Damage Blog

Friday, July 3rd, 2009

Hail Damage MN

Blog postings about Minnesota Hail Damage and Minnesota storm damage restoration.

Visit our Minnesota Hail Damage blog. It offers rich hail damage and insurance restoration industry information, written and expressed by the first certified Haag Certified Roof Inspector in Minnesota. The information posted is extremely useful when faced with a hail damage claim circumstance, and is unmatched in its industry insight, credibility, and depth of information. Not just fancy buzzwords, but real industry information that can be used by people that have homes and or buildings damaged by Hail Damage in Minnesota.

Minnesota Hail Damage Blog

Hail Damage Roof MN

Friday, July 3rd, 2009

Hail Damage Roof MN

Hail damage to roofs in Minnesota proves to be an unfortunate regularity. Hail Damage Roof MN is something folks in Minnesota know all too well.

Having knowledge of key concepts before you call your insurance company to file a hail claim MN can save time, add credibility, and reduce headaches. Having an approach to organize key documentation can also be useful at key times throughout the hail damage restoration system. Knowing important concepts will be valuable as you navigate your way through the hail damage claim process.

Know the exact storm date and approximate time your home or business incurred the storm damages. Your insurance company will ask you this, so it’s handy to have it written down when you call. Also have a general idea of what has damage. You will be asked to name the general areas that you have hai damage or wind damage, like the roof, siding, gutters etc. Equally significant, it’s smart to mention both wind and hail damage as this information will appear on your insurance adjuster’s service sheet. This tends to yield a more detailed and careful evaluation by your adjuster due to wind damage being less evident, and harder to identify quickly.

Berkeshire Exteriors is a Minnesota Roofing Contractor based in the Twin Cities.  Each year, hundreds of Minnesota homeowners realize the benefits of working with us on their roof replacement project. It would be our pleasure to demonstrate our capabilities and show you how our unique roof replacement systems will benefit you in replacing your roof. We are happy to schedule a complimentary quick roof evaluation when it’s convenient for you and your schedule, not ours. We are ready to meet any roofing challenge you face and will make your roof replacement project easy!

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Roofing Contractor Minnesota

Friday, July 3rd, 2009

Roofing Contractor MN

Berkeshire Exteriors provides Roofing Contractor Minnesota services to all areas of the metro area. From a quick roof evaluation, to a detailed roof ventilation evaluation, we are here to help. If hail damage is the cause of your roofing problems, trust only an expert in the hail damage restoration field.

Do you need a Minnesota Roofing Contractor? Do you need a new roof?

Understanding that your homes roof is primarily its most important assets, there proves to be many commonalities that indicate it may be time for a roof replacement MN, hail damage MN or otherwise.

Generally speaking, newly shingled roofs should last upwards of 25 years. However, many factors, such as installation techniques, climate, and ventilation, impact the life of your roof. Despite a roof showing indications of deterioration, weathering, or hail damage, a roofing system may not need a total replacement. As a seasoned roofing firm, and with a HAAG Engineer Certified Roof Inspector on staff, we can provide a thorough evaluation of one’s entire roofing system. If you don’t already have a trusted roofing professional, consider Berkeshire Exteriors as yours.

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Minnesota Roofing Contractor, Roofing Contractor MN

Thursday, July 2nd, 2009

Roofing Contractor MN

Minnesota Roofing Contractors are busy these days. Much like road construction’s heavy load in the summer, the Minnesota Roofing industry is buzzing as well. When Minnesota homeowners consider roof replacement, there are several critical things to know before the process begins.

Improper nail installation techniques will void the shingle manufacturer’s warranty. Don’t trust just any Minnesota Roofing Contractor.

Too few nails installed per shingle, deferred nail gun maintenance, inadequate nail gun air pressure, and nails not secured in the correct location on the shingle are common errors we find when called upon to repair improperly installed shingles. Too few nails per shingle affects wind rating and wind tolerance. Inadequate nail gun maintenance affects the consistency and performance of nailing patters, and commonly leaves nails installed not flush into the wood underlayment causing rubbing and marring of the shingle underside. Inadequate nail gun pressure leaves nails loose and promotes severe nail popping. Nails driven into the asphalt sealing strip will prevent shingles from bonding and sealing over time as required. These conditions are common precursors to significant damage not covered under insurance policies or manufacturers warranties. This is why a dependable craftsmanship warranty is extremely important.

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Hail Damage MN, Minnesota Hail Damage Season

Thursday, July 2nd, 2009

Hail Damage MN

The Minnesota Hail Damage season is in full swing, but with without many MN Hail Damage areas or large pockets of hail damage to Minnesota homes. If your home or business has been affected by hail storms from last year or years previous, there are important factors to consider before you hire a contractor. Here is one major factor to consider before you hire a hail damage roofing contractor.

Only hire a “genuinely local” MN hail damage repair firm. A local company is not what it used to be. Make sure the company you select is genuinely local, in the following five ways. First, they have not been bought by a national storm chasing company for use of their Minnesota General Contractors License. Second, they are based in Minnesota, with a permanent business location in the Twin Cities. Third, they have their own Minnesota based warranty and repair division. Fourth, they manage their business from inside the State of Minnesota. Lastly, make sure the “genuinely local” company will handle all of the needed repairs. Too often large national storm chasing companies will appear local to win your business, and then do not follow through to the end leaving many headaches in between.

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